Rico says he doesn't even have a Capital One account, so this is completely bogus (and what's in your wallet, Samuel?), but their inability to write proper English is always a dead giveaway:
-----Original Message-----
From: Capital One
From: Capital One
Dear Customer:
We have identified some irregular activities on your Capital One Online Banking. For your protection, kindly complete this quick steps to verify your identity. You will be able to regain access to your account once you complete the automated security verification process. Click on our secure site https://www.capitalone.com/. Sign in and complete the security verification.
At Capital One, we make your safety and security a top priority and are committed to protecting your personal and financial information. If we collect identifying information from you, we will protect that information with controls based upon internationally recognized security standards, regulations, and industry-based best practices.
Capital One maintains customer authentication procedures to protect your personal information and account from identity theft. These procedures are for your protection.
For more information about our commitment to security and for tips about what you can do to help guard against fraud and identity theft, visit our Fraud and Identity Theft Prevention page at www.capitalone.com/identity-protection/security/
©2014 Capital One
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