Them Bubbas

Rico says his cousin Dickie (a bubba himself, by birth) sends along this good one:

His name was Bubba, he was from Mississippi, and he needed a loan, so he walked into a bank in New York City and asked for the loan officer. He told the loan officer that that he was not a depositor of the bank, he was going to Paris for an international redneck festival for two weeks, and he needed to borrow $5,000.
The bank officer told him that the bank would need some form of security for the loan, so Bubba handed over the keys to a new bright-red Ferrari; the car was parked on the street in front of the bank. Bubba produced the title, and everything checked out. The loan officer agreed to hold the car as collateral for the loan, and apologized for having to charge twelve percent interest.
After Bubba was gone, the bank's president and its officers all enjoyed a good laugh at the redneck from the South who was using a $250,000 Ferrari as collateral for a $5,000 loan. An employee of the bank drove the Ferrari into the bank's private underground garage and parked it.
Two weeks later, Bubba returned, repaid the $5,000 and the interest of $23.07. The loan officer said: "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out with Dunn & Bradstreet and found that you are a distinguished alumnus from Mississippi State University, a highly sophisticated investor, and a multi-millionaire with real estate and financial interests all over the world, including a large number of wind turbines around Sweetwater, Texas. What puzzles us is, why would you bother to borrow $5,000?"
Bubba replied: "Where else in New York City can I park my car for only $23.07 for two weeks, and expect it to be there when I return?"