Scam (or worse) for the day

Rico says you just never know, even though he'd never heard of nacha.org, which should've been a clue:

Dear Account Holder,
Please find below an important information regarding the ACH debit transfer sent on your behalf, that was detained by our bank:
Transaction No.: 731598910170958
Status of the transaction: pending
In order to resolve this matter, please review the transaction details using the link below as soon as possible.
Kind regards,
James Harell
Chief Accountant

Rico says that when you, stupidly, click the link, you (fortunately) get a 'malware' warning, thus saving you (like Rico) from fucking up your computer with this bullshit.. (And why isn't there a way to consign James and his co-worker Shirley Meyer to some Internet hell from which they can never return?)